California Hard Money Lender

COMMERCIAL & DEVELOPMENT

Our Mortgage loans are based upon the collateral of the property, rather than the credit of the borrower!


UNIQUE LENDING FOR COMMERCIAL PROPERTY – Sometimes the headaches, delays and intrusive paperwork that are created by institutional lenders make private lending attractive. It is not uncommon for problems to happen in business that often require quick attention and common sense lending. Our investors understand that unforeseen challenges and circumstances overwhelm all of us, at one point or another. We pride ourselves on finding you the best loan for your building, land development, or income property!

QUALIFYING PROPERTIES

  • Apartment & Multi-Family Buildings
  • Strip or Free Standing Retail
  • Mixed Use & Non-Conforming
  • Offices & Light Industrial
  • Raw or Entitled Land
  • Self-Storage
  • Mobile Home Parks
  • Golf Course
  • Small Hotels
  • Rehab Projects
  • New Construction
COMMERCIAL PROGRAM HIGHLIGHTS
  • Collateral Based Lending
  • Fast Funding
  • Stated Income/Low Documentation
  • Interest Only or Fully Amortized Payment
  • Smaller Loans OK
  • $50K - $5M
  • Better rates for lower LTV’s
  • Refinance or Purchase
  • LTV’s up to 55% on Commercial
  • LTV’s up to 35% on Land
  • Rates from 10%- 15%

From upgrading an apartment complex to purchasing an office building to getting construction financing, we can help. We assist you in getting the financing that banks decline. Typically, these are first trust deeds for purchase or refinance, that vary in term and rate, depending upon the loan amount and value of the collateral.